We work with travellers who arrive in Cyprus and want a car without complicated banking requirements. Many guests do not travel with a credit card. Others do not want funds blocked on their account. Renting a car in Cyprus without a credit card is possible. It is safe if you ask the right questions before booking. Below we list the points you should clarify with the rental company so that the price, conditions and insurance stay transparent.
Why some companies ask for a credit card
Most international brands use credit cards to secure the rental. They block a deposit in case of damage or traffic fines. Local companies in Cyprus often work in a more flexible way. They can offer cash payment on arrival or accept a debit card. Some even rent cars with no deposit. We always advise to ask for these options in advance so that the car is ready for you at the airport or in the city.
Main questions to ask before you confirm the booking
1. Do you accept debit cards or cash on arrival
This is the first question. Tell the company that you do not plan to use a credit card. Ask if they can take payment by debit card. Many local offices do. Some companies in Cyprus also allow payment in cash when you pick up the car. Clarify if they need an advance online. Often it is 15 to 20 percent.
2. Is there an option with no deposit
Cyprus has many tourists who prefer simple rentals. Because of this some firms offer cars with no deposit. Ask directly if they have a tariff with zero deposit. Ask if the price for this tariff is fixed. Ask if they will block any amount on your card. This will help you avoid hidden holds on your funds. If the company offers full cover insurance together with no deposit this is a good sign.
3. What insurance is included
Never skip this point. Ask which cover is included in the base price. Is it only TPL. Is CDW included. Is there full coverage that removes excess. Ask if you can buy full cover and pay for it on arrival. This is useful when you travel without a credit card because insurance replaces the financial guarantee. Make sure the insurance also works for glass, tires and mirrors. Cyprus roads can be narrow in villages so it is better to be fully covered.
4. What about fuel and mileage rules
Ask if the company gives full to full fuel policy. This is the most transparent option. Ask if mileage is unlimited. Many local companies in Cyprus give unlimited mileage which is good if you plan to drive to Akamas, Troodos or around the island. If there is a mileage limit ask how much they charge for extra kilometers.
5. Are there extra fees at the airport
If you pick up the car at Larnaca or Paphos airport ask if there is an airport fee. Sometimes it is included in the rental price. Sometimes it is paid on arrival. Ask also about late arrival fee if your flight lands at night. This will protect your budget.
6. Driver and document requirements
Ask which documents they need. Usually it is a passport and a driving licence. Ask if they accept national licences for EU and UK drivers. Ask if there is a young driver fee. Ask if a second driver can be added for free. It is better to clarify all this in one call or chat than to solve it at the desk.
How to rent a car in Cyprus without a credit card
We recommend to search among local suppliers with clear payment rules. Many of them let you reserve online and pay the rest on arrival. Some do not block anything on your card. Some accept cash. During booking select the filter without credit card if the site has it. If not write to support and tell them about your situation. Always keep the confirmation email that states the payment method.
Where to book
To save time you can use a service that already shows cars with flexible conditions. For example on this page you can check car rental in Cyprus without a credit card and pick a car that suits your dates. The service works with local partners and offers options with no deposit and payment on pickup so it is convenient for travellers who do not use credit cards.
Signs of a reliable rental company
Ask if the company has real offices in Cyprus. Ask if they provide 24/7 support. Ask if they assist in case of a flat tire or key loss. Ask if they replace the car in case of a breakdown. A serious company answers these questions fast and clearly. If the manager avoids details it is better to choose another supplier.
Common mistakes to avoid
Many renters do not read the terms and arrive without enough cash. Others come with a debit card and discover that the company wants to block a high deposit. Some do not check what is covered by insurance. To avoid such situations fix all points in writing. Ask the manager to send the rental conditions by email or in a message. Keep it until the end of the trip.
Cyprus has left hand traffic. Ask the company if the car is automatic. It is easier for visitors. Ask if the car can go to the northern part of the island. Some insurers do not cover that area. If you plan to drive there tell the company and ask what is needed.
